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Millennium Payment Systems (“Millennium,” “Millennium Payments,” “we,” “us,” or “our”) respects your privacy and is committed to protecting personal information.

This Privacy Policy describes how we collect, use, disclose, retain, and safeguard personal information when you visit our website, interact with our advertising, submit an inquiry, request a payment processing review, or obtain a quote.

We handle personal information in accordance with applicable Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA).

This policy applies to our website, online marketing activities, and related sales inquiries. Additional privacy terms may apply to merchant onboarding, payment processing, or services delivered through third-party processing partners.

Millennium Payment Systems (“Millennium,” “Millennium Payments,” “we,” “us,” or “our”) respects your privacy and is committed to protecting personal information.

We handle personal information in accordance with applicable Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA).

2. Personal Information We Collect

The information we collect depends on how you interact with Millennium.

Information You Provide Directly

When you complete a contact form, request a quote, or communicate with us, we may collect:

Full name, email address, and telephone number.
Business name, business type, and industry.
Current payment processing provider.
Estimated monthly payment processing volume.
Merchant processing statements voluntarily submitted for comparison.
Information about your payment processing needs.
Other information you voluntarily provide in correspondence or inquiries.

When you complete a contact form, request a quote, or communicate with us, we may collect:

Full name, email address, and telephone number.
Business name, business type, and industry.
Current payment processing provider.
Estimated monthly payment processing volume.
Merchant processing statements voluntarily submitted for comparison.
Information about your payment processing needs.
Other information you voluntarily provide in correspondence or inquiries.

Information Collected Automatically

When you visit our website, we and our authorized technology providers may collect:

IP address and approximate geographic location.
Browser type, operating system, and device information.
Pages visited, time spent on pages, and website interactions.
Referral sources and advertising campaign information.
Cookies, advertising identifiers, and similar tracking data.

When you visit our website, we and our authorized technology providers may collect:

IP address and approximate geographic location.
Browser type, operating system, and device information.
Pages visited, time spent on pages, and website interactions.
Referral sources and advertising campaign information.
Cookies, advertising identifiers, and similar tracking data.

3. How We Use Personal Information

We collect and use personal information for legitimate, identified business purposes, including:

Customer Inquiries and Quotes

Responding to inquiries, contacting prospective customers, evaluating payment processing requirements, reviewing merchant statements, and preparing quotes or recommendations.

Website Analytics and Improvement

Understanding visitor behaviour, measuring website performance, identifying technical issues, and improving website content and functionality.

Marketing Analytics

Measuring advertising effectiveness, tracking campaign performance, understanding lead sources, and improving marketing strategies.

Advertising and Retargeting

Displaying relevant advertisements to individuals who previously visited our website or showed interest in our services, subject to applicable consent requirements.

Customer Communications

Providing information requested by customers or prospective customers and conducting related follow-up communications.

Promotional electronic communications are sent only where permitted under applicable Canadian anti-spam legislation.

Providing information requested by customers or prospective customers and conducting related follow-up communications.

Promotional electronic communications are sent only where permitted under applicable Canadian anti-spam legislation.

Security and Legal Compliance

Protecting our website and information systems, preventing misuse, and complying with applicable legal obligations.

We do not use personal information for unrelated purposes without obtaining any additional consent required by law.

Protecting our website and information systems, preventing misuse, and complying with applicable legal obligations.

We do not use personal information for unrelated purposes without obtaining any additional consent required by law.

4. Cookies and Tracking Technologies

Our website may use cookies, tracking pixels, and similar technologies.

These technologies may include:

Essential Cookies: Support core website functions and security.
Analytics Cookies: Help us understand website traffic, visitor interactions, and website performance.
Advertising Cookies: Support advertising measurement, campaign attribution, and remarketing to individuals who have previously shown interest in our services.

We may use third-party services such as Google Analytics, Google Ads, and Meta advertising technologies where these are implemented on our website.

These providers may collect or receive information about your interactions with our website in accordance with their respective privacy policies.

Where required by applicable law, we obtain consent before using non-essential tracking technologies.

You can manage certain tracking preferences through available website consent controls, browser settings, and advertising platform privacy settings.

Our website may use cookies, tracking pixels, and similar technologies.

These technologies may include:

Essential Cookies: Support core website functions and security.
Analytics Cookies: Help us understand website traffic, visitor interactions, and website performance.
Advertising Cookies: Support advertising measurement, campaign attribution, and remarketing to individuals who have previously shown interest in our services.

We may use third-party services such as Google Analytics, Google Ads, and Meta advertising technologies where these are implemented on our website.

These providers may collect or receive information about your interactions with our website in accordance with their respective privacy policies.

Where required by applicable law, we obtain consent before using non-essential tracking technologies.

You can manage certain tracking preferences through available website consent controls, browser settings, and advertising platform privacy settings.

5. Sharing and Disclosure of Information

Millennium does not sell, rent, or resell personal information.

We disclose personal information only as reasonably necessary for the purposes identified in this policy or as otherwise permitted or required by law.

Authorized recipients may include:

Website hosting and technology service providers.
Analytics and advertising service providers.
Customer relationship management and communication platforms.
Service providers assisting with customer inquiries, quotes, or requested services.

Where a service provider processes personal information on our behalf, we take appropriate steps to ensure the information is protected and used for authorized purposes.

We do not provide customer information to unrelated third parties for their independent marketing purposes.

We may disclose information where legally required or permitted, including in response to valid legal processes.

Millennium does not sell, rent, or resell personal information.

We disclose personal information only as reasonably necessary for the purposes identified in this policy or as otherwise permitted or required by law.

Authorized recipients may include:

Website hosting and technology service providers.
Analytics and advertising service providers.
Customer relationship management and communication platforms.
Service providers assisting with customer inquiries, quotes, or requested services.

Where a service provider processes personal information on our behalf, we take appropriate steps to ensure the information is protected and used for authorized purposes.

We do not provide customer information to unrelated third parties for their independent marketing purposes.

We may disclose information where legally required or permitted, including in response to valid legal processes.

6. Merchant Statements and Business Information

Prospective customers may voluntarily provide merchant processing statements or business information to obtain a processing review or quote.

We use this information to assess existing payment processing arrangements, identify potential cost savings, and prepare relevant recommendations.

We limit access to this information to authorized personnel and service providers who require it for these purposes.

Please avoid submitting unnecessary sensitive information, including full payment card numbers, security codes, or unrelated personal financial information.

Prospective customers may voluntarily provide merchant processing statements or business information to obtain a processing review or quote.

We use this information to assess existing payment processing arrangements, identify potential cost savings, and prepare relevant recommendations.

We limit access to this information to authorized personnel and service providers who require it for these purposes.

Please avoid submitting unnecessary sensitive information, including full payment card numbers, security codes, or unrelated personal financial information.

7. Consent and Marketing Preferences

We obtain consent for the collection, use, and disclosure of personal information where required by applicable law.

When you submit an inquiry or request a quote, we use the information provided to respond to your request and conduct related follow-up communications.

Consent for responding to an inquiry does not automatically constitute consent to receive unrelated promotional electronic messages.

Where promotional communications are sent, we comply with applicable consent, identification, and unsubscribe requirements under Canada's Anti-Spam Legislation (CASL).

You may withdraw applicable consent by contacting us using the details below, subject to legal or contractual restrictions.

We obtain consent for the collection, use, and disclosure of personal information where required by applicable law.

When you submit an inquiry or request a quote, we use the information provided to respond to your request and conduct related follow-up communications.

Consent for responding to an inquiry does not automatically constitute consent to receive unrelated promotional electronic messages.

Where promotional communications are sent, we comply with applicable consent, identification, and unsubscribe requirements under Canada's Anti-Spam Legislation (CASL).

You may withdraw applicable consent by contacting us using the details below, subject to legal or contractual restrictions.

8. Data Security

We maintain reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, loss, misuse, alteration, and disclosure.

Safeguards are selected based on the sensitivity of the information and the circumstances in which it is handled.

Although we take reasonable precautions, no internet-based transmission or electronic storage system can be guaranteed completely secure.

We maintain reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, loss, misuse, alteration, and disclosure.

Safeguards are selected based on the sensitivity of the information and the circumstances in which it is handled.

Although we take reasonable precautions, no internet-based transmission or electronic storage system can be guaranteed completely secure.

9. Data Retention

We retain personal information only for as long as reasonably necessary to fulfill the purposes for which it was collected or to satisfy applicable legal and business recordkeeping requirements.

When information is no longer required, we take appropriate steps to securely delete, destroy, or anonymize it.

We retain personal information only for as long as reasonably necessary to fulfill the purposes for which it was collected or to satisfy applicable legal and business recordkeeping requirements.

When information is no longer required, we take appropriate steps to securely delete, destroy, or anonymize it.

10. International Data Processing

Certain technology, hosting, analytics, advertising, or communications providers may process or store information outside Canada.

Information processed in another jurisdiction may be subject to that jurisdiction's laws, including lawful access requirements.

We take reasonable steps to protect personal information processed by service providers acting on our behalf.

Certain technology, hosting, analytics, advertising, or communications providers may process or store information outside Canada.

Information processed in another jurisdiction may be subject to that jurisdiction's laws, including lawful access requirements.

We take reasonable steps to protect personal information processed by service providers acting on our behalf.

11. Your Privacy Rights

Subject to applicable law, individuals may:

Request access to personal information held about them.
Request correction of inaccurate or incomplete information.
Withdraw consent where permitted.
Ask questions about the collection, use, or disclosure of their information.
Raise concerns or complaints about our privacy practices.

To exercise these rights, please contact us directly.
We may need to verify your identity before processing certain requests.

Subject to applicable law, individuals may:

Request access to personal information held about them.
Request correction of inaccurate or incomplete information.
Withdraw consent where permitted.
Ask questions about the collection, use, or disclosure of their information.
Raise concerns or complaints about our privacy practices.

To exercise these rights, please contact us directly.
We may need to verify your identity before processing certain requests.

12. Third-Party Websites

Our website may contain links to websites or services operated by third parties.

Millennium is not responsible for the privacy practices of independent third-party websites. We encourage visitors to review the applicable privacy policies of those services.

Our website may contain links to websites or services operated by third parties.

Millennium is not responsible for the privacy practices of independent third-party websites. We encourage visitors to review the applicable privacy policies of those services.

13. Updates to This Policy

We may update this Privacy Policy to reflect changes in our business practices, technology, services, or applicable legal requirements.

The latest version will be made available on our website with its effective date.

We may update this Privacy Policy to reflect changes in our business practices, technology, services, or applicable legal requirements.

The latest version will be made available on our website with its effective date.

14. Contact Information

For privacy-related inquiries, access requests, corrections, or complaints, please contact:

Millennium Payment Systems

Attention : Privacy Officer

Email: info@millenniumpayment.com

Mailing Address: 441 NY-306 Ste 4, Monsey, NY 10952, United States

Website: https://www.millenniumpayment.ca/

Attention : Privacy Officer

Email: info@millenniumpayment.com

Mailing Address: 441 NY-306 Ste 4, Monsey, NY 10952, United States

Website: https://www.millenniumpayment.ca/