A Cha-Ching for Everything

Debit and credit card processing for how and where you want to get paid. In person, online, or remotely.

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Speak to a Human

In Person

In store or out in the world, accept every major payment method and digital wallets with stationary and mobile modern terminals built for face-to-face businesses.

Payment Terminals

Online

Process transactions on your website checkout or a hosted payment page. Great for ecommerce, online ordering, service and recurring payments.

Online Payment Processing

Keyed

By phone, email or in-person, enter payment details manually to process transactions without any hardware. Great for professional, in-home, and field services.

Virtual Terminal

Fair Pricing. Not Equal Pricing.

Equal pricing isn’t fair because different businesses do business differently. Fair is an equal opportunity for any business to pay the right price. That’s the Millenium difference. 

Cheerful woman at desk
Cheerful woman at desk

Interchange-Plus

A popular choice in transaction-heavy environments like retail and restaurant.

  • The rate is the interchange (wholesale) fee with our margin fee on top

  • Both are split out for visibility and transparency

  • If rates go up or down, you’ll know where and why

Interchange-Plus

A popular choice in transaction-heavy environments like retail and restaurant.

  • The rate is the interchange (wholesale) fee with our margin fee on top

  • Both are split out for visibility and transparency

  • If rates go up or down, you’ll know where and why

Flat Rate

Solopreneurs and service providers like this because it’s predictable.

  • Fixed percentage no matter the transaction or card type

  • Good for low monthly volume or many small, low-ticket transactions

  • Predictable costs that are easy to reconcile

Flat Rate

Solopreneurs and service providers like this because it’s predictable.

  • Fixed percentage no matter the transaction or card type

  • Good for low monthly volume or many small, low-ticket transactions

  • Predictable costs that are easy to reconcile

Tiered

Mostly for bricks and mortar business owners who don’t sell online.

  • This model can reduce costs for low-risk and low-card-mix transactions

  • It can be wise for businesses that have stable volume

  • It can stop making sense quickly if the businesses does grow

Tiered

Mostly for bricks and mortar business owners who don’t sell online.

  • This model can reduce costs for low-risk and low-card-mix transactions

  • It can be wise for businesses that have stable volume

  • It can stop making sense quickly if the businesses does grow

Think you might be overpaying?

Find out for sure. 

Send us your latest merchant statement for an honest assessment, whether you could be paying less, and how to make that happen with little-to-no service disruption. 

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Business nameRequired
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Upload statementOptional
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Getting Started is Almost
as Easy as 1, 2, 3

Payment processing shouldn’t feel complicated. you’ll have a go-to account manager as your point of contact through onboarding and beyond.

No handoffs. No mystery emails.

Once approved:

Configure your system

We help configure your system - whether that’s terminals, online checkout, or virtual processing.

Configure your system

We help configure your system - whether that’s terminals, online checkout, or virtual processing.

Configure your system

We help configure your system - whether that’s terminals, online checkout, or virtual processing.

Take Payments

You start accepting payments right away in most cases, or a few days for hardware shipping.

Take Payments

You start accepting payments right away in most cases, or a few days for hardware shipping.

Take Payments

You start accepting payments right away in most cases, or a few days for hardware shipping.

Funds deposited

Funds are deposited into your bank account within one business day to keep your cash flow, well, flowing.

Funds deposited

Funds are deposited into your bank account within one business day to keep your cash flow, well, flowing.

Funds deposited

Funds are deposited into your bank account within one business day to keep your cash flow, well, flowing.

Join the Millennium Family!

Join the retailers, restaurants, eCommerce brands, non-profits, service providers and so many other Canadian companies that choose fair.

Retail stores

Restaurants

Ecommerce brands

Subscription-based businesses

Nonprofits

Professional service providers

Our family comes in all sizes: payment processing for small businesses —>

FAQS

Are you paying fairly for payment processing?

Get a detailed cost analysis of your current payment processing fees to find out if you can do better.

Get Fairer Payment Processing

Think you might be overpaying?

Find out for sure. 

Send us your latest merchant statement for an honest assessment, whether you could be paying less, and how to make that happen with little-to-no service disruption. 

NameRequired
Business nameRequired
EmailRequired
Phone numberRequired
Upload statementOptional
Drag & drop or click to browse
PDF, PNG, JPG, JPEG, DOC, XLSX and more

Switch to Millennium

Whether you’re setting up for the first time or reviewing your current costs, we’ll give you clear answers. No pressure. No sales gimmick.

Get Fairer Payment Processing