The Cheapest Processing is Cheap for a Reason
Teaser rates are too good to be true. Big savings never last. And you never quite get what you pay for.
But fair payment processing never fails.
Choose Fair and Stay There
Move forward with payment processing costs that work best with how you take payments.
We help you keep more of your money by:
Matching Your Rate to Your Business
Pricing is aligned with your transaction types, volume, and card mix.
Matching Your Rate to Your Business
Pricing is aligned with your transaction types, volume, and card mix.
Avoiding Unnecessary Fees
No charges for things that should be standard — setup, users, compliance, or deposits.
Avoiding Unnecessary Fees
No charges for things that should be standard — setup, users, compliance, or deposits.
Adapting as You Grow
As your volume changes, your pricing structure can change to keep costs in line.
Adapting as You Grow
As your volume changes, your pricing structure can change to keep costs in line.
Passing Fees On
Pass credit card fees to customers when they pay by card instead of another method.*
Passing Fees On
Pass credit card fees to customers when they pay by card instead of another method.*
*Limitations and eligibility criteria apply.
Fair Pricing. Not Equal Pricing.
Equal pricing isn’t fair because different businesses do business differently. Fair is an equal opportunity for any business to pay the right price. That’s the Millenium difference.
For High Transaction Volumes
Retailers, restaurants and other transaction-heavy businesses often choose Interchange-Plus for transparency. Interchange costs are passed through, and a fixed markup is added.
For High Transaction Volumes
Retailers, restaurants and other transaction-heavy businesses often choose Interchange-Plus for transparency. Interchange costs are passed through, and a fixed markup is added.
For Regular, Repeatable Transactions
Solopreneurs and professional services providers like a Flat Rate because it’s predictable and easier to reconcile.
For Regular, Repeatable Transactions
Solopreneurs and professional services providers like a Flat Rate because it’s predictable and easier to reconcile.
For Lower Transaction Volumes
With Tiered Pricing, simple credit cards (i.e. no rewards program) carry a lower processing fee than a gold card. Depending on your customer base, this could be a smart way to save.
For Lower Transaction Volumes
With Tiered Pricing, simple credit cards (i.e. no rewards program) carry a lower processing fee than a gold card. Depending on your customer base, this could be a smart way to save.
How Your Rates Become Unfair
Over time, the cheapest payment processing rates get expensive.
Blended or Averaged Rates
A single rate can hide how costs are actually calculated, or use averages that may not reflect your business type.
Blended or Averaged Rates
A single rate can hide how costs are actually calculated, or use averages that may not reflect your business type.
Blended or Averaged Rates
A single rate can hide how costs are actually calculated, or use averages that may not reflect your business type.
Teaser Rates
Low advertised rates may not reflect the mix of cards your customers use.
Teaser Rates
Low advertised rates may not reflect the mix of cards your customers use.
Teaser Rates
Low advertised rates may not reflect the mix of cards your customers use.
Wrong Pricing Model
A pricing structure that doesn’t match how payments are processed can have you overpaying.
Wrong Pricing Model
A pricing structure that doesn’t match how payments are processed can have you overpaying.
Wrong Pricing Model
A pricing structure that doesn’t match how payments are processed can have you overpaying.
Extra Fees
Setup, compliance, user, and deposit fees can add unnecessary overhead.
Extra Fees
Setup, compliance, user, and deposit fees can add unnecessary overhead.
Extra Fees
Setup, compliance, user, and deposit fees can add unnecessary overhead.
Software Costs
Monthly platform or POS fees can sometimes outweigh small differences in processing rates.
Software Costs
Monthly platform or POS fees can sometimes outweigh small differences in processing rates.
Software Costs
Monthly platform or POS fees can sometimes outweigh small differences in processing rates.
Think you might be overpaying?
Find out for sure. Your rate might not tell the whole story.
Send in a recent statement for a true, no-commitment-necessary breakdown.
Get What You Pay For, And Then Some
A good price for great service. The right rates for the ways you get paid. A support team that speaks your language. What more do you need?
Beneficial Pricing
A payment processing cost structure that protects your profits.
Straight Goods
Inflated claims and vague language are unnecessary when the truth is good enough.
Always-On Support
Get a real person when you need one, even on Christmas morning.
Proof Before Promise
Send in a recent statement to compare with what you should be paying.
Switching from Another Processor
Changing payment processors shouldn’t interrupt your business.
If you’re currently working with another provider, Millennium helps guide the transition carefully.
Switching providers should feel manageable — not complicated.
We can:
✓ Review your current statement and pricing structure
✓ Check compatibility with your existing equipment
✓ Coordinate the account transition
✓ Help minimize disruption to day-to-day operations
Find Your Actual Processing Cost
Your actual cost depends on how your business processes payments, not just the rate on paper. If you’re already processing, we can review your current statement and show you what you’re paying. If you’re setting up for the first time, we can estimate costs based on your expected volume and transaction types. If we can improve it, we’ll show you how. If we can’t, we’ll tell you that too.