VIRTUAL TERMINAL
Connect to Collect
Accept credit and debit card payments with a web-enabled device. No physical terminal required.
Simple to access. Secure to use.
What Is a Virtual Terminal?
A virtual terminal lets you manually enter credit or debit card payments from any connected device and is best for taking payments by phone. The secure, browser-based dashboard equally easy to use phones, tablets and laptops.
1
Take customer credit card details
Get it by phone, text, email, or in person.
2
Begin the transaction
Enter the amount and payment details.
3
Wait for authorization
The payment is securely routed through the card networks for approval.
4
Get paid
Transactions are saved, settled and deposited, fast.
Virtually the Same
Get paid without the bulky hardware.
Take Payments Over the Phone
Enter card details securely through the browser dashboard. Often used when customers provide payment information over the phone.
Make Remitting Invoices Easier
Let customers complete payment through a secure payment link. Useful for service businesses collecting balances after work is completed.
Track Transactions and Payment History
Monitor activity and review records from a single interface. Stay organized without separate systems.
Speed Things Up for Your Regulars
When permitted, securely store customer payment details to speed up and simplify repeat billing.
Use Any Device, Ditch the Hardware
Process payments from any computer or device with internet access. Useful for businesses operating remotely or outside of a traditional storefront.
Process Payments by Phone or Manual Entry
Enter card details securely through the browser dashboard. Often used when customers provide payment information over the phone or through remote communication.
Send Invoices with Online Payment
Create invoices that allow customers to complete payment through a secure payment link. Useful for service businesses collecting balances after work is completed.
Track Transactions and Payment History
Monitor payment activity and review transaction records from a single interface. Helps keep payment tracking organized without separate systems.
Store Customer Cards for Faster Billing
Customer payment details can be securely stored where permitted. This simplifies repeat billing for returning customers.
Accept Payments Without Specialized Hardware
Payments can be entered from any computer or device with internet access. Useful for businesses operating remotely or outside of a traditional storefront.
Think you might be overpaying?
Find out for sure.
Send us your latest merchant statement for an honest assessment, whether you could be paying less, and how to make that happen with little-to-no service disruption.
Other Ways to Accept Payments
Virtual terminals are one part of the payment ecosystem. Many businesses also accept payments in other environments.
Online
Customers complete payment through website checkout or hosted payment pages.
What Is a Virtual Terminal & How It Works
A virtual terminal lets businesses manually enter credit or debit card payments through a secure browser-based dashboard. These are keyed transactions, meaning the card details are entered instead of tapped or inserted.
This makes it possible to process credit and debit card payments by phone, through remote communication, or when entering card details on behalf of a customer.
(04)
Funds are deposited
Approved transactions are settled and deposited into the merchant account.
(03)
Prototyping & Testing
Creating interactive prototypes to test ideas and refine usability through real feedback.
(01)
Customer provides payment details
The customer shares their card information by phone or remote communication.
(02)
Concept Development
Shaping ideas into concepts, structuring flows and features around real user goals.
Businesses already using credit and debit card processing [CTA] can add a virtual terminal as another way to accept payments.
What You Can Do With a Virtual Terminal
A virtual terminal gives businesses flexibility to collect payments remotely while keeping transactions organized in one place.
Process Payments by Phone or Manual Entry
Enter card details securely through the browser dashboard. Often used when customers provide payment information over the phone or through remote communication.
Send Invoices with Online Payment
Create invoices that allow customers to complete payment through a secure payment link. Useful for service businesses collecting balances after work is completed.
Track Transactions and Payment History
Monitor payment activity and review transaction records from a single interface. Helps keep payment tracking organized without separate systems.
Store Customer Cards for Faster Billing
Customer payment details can be securely stored where permitted. This simplifies repeat billing for returning customers.
Accept Payments Without Specialized Hardware
Payments can be entered from any computer or device with internet access. Useful for businesses operating remotely or outside of a traditional storefront.
Keep the Virtual Fingers Out of
Your Cookie Jar
Virtual terminals operate within PCI-compliant environments designed to protect buyers and sellers. Remote payments follow the same standards used across other card-not-present payment types.
Other Ways to Get Paid
Meet your customers wherever they are.
FAQS
What is a keyed transaction?
Do manually entered transactions cost more than in-person payments?
Can customer cards be stored for repeat payments?
What is a keyed transaction?
Do manually entered transactions cost more than in-person payments?
Can customer cards be stored for repeat payments?
Can employees access the virtual terminal?
How quickly are payments deposited?
Can employees access the virtual terminal?
How quickly are payments deposited?
Let’s Set Up Your Virtual Terminal
Tell us how your business currently collects payments remotely. We’ll help configure a virtual terminal so you can process payments by phone, invoice, or manual entry.
Let’s Make Virtual Reality
Whether you’re setting up for the first time or reviewing your current costs, we’ll give you clear answers. No pressure. No sales gimmick.